Category Archives: TOPIC – Financial Security

THE DEFINITIVE GUIDE TO THE “BACK-DOOR ROTH”

IRA ADVICE – ED SLOTT – Chances are that, by now, you’ve heard of a retirement planning strategy known to many as the “Back-Door Roth.” But what is it? Why is it important? What are the potential traps and how … Continue reading

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RETIREMENT PLANNING FOR SMALL BUSINESS OWNERS

IRA ADVICE – ED SLOTT – If you are a baby boomer that runs a small business, you have probably looked at one of the most popular small business retirement plans, the SEP IRA. In contrast to other potential options … Continue reading

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WORKING WHILE GETTING SOCIAL SECURITY

THINKING RETIREMENT – ANDY LANDIS – You plan to work in retirement—or get a job offer you can’t refuse.  How is your Social Security affected? There are three sets of rules covering work income while you get Social Security: One … Continue reading

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SHOULD YOU SUSPEND SOCIAL SECURITY PAYMENTS?

THINKING RETIREMENT – ANDY LANDIS – “File and suspend.”  “Claim and suspend.”  Everywhere you look there are articles about Social Security’s File and Suspend strategy.  It’s good to know.  But check out the other powerful ways to profit by suspending … Continue reading

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IS SOCIAL SECURITY BROKE? CHECK THE NUMBERS

THINKING RETIREMENT – ANDY LANDIS – Social Security is not dying, but it’s time to kill off the rumors of its demise.  Let’s take a look at the latest financial report from its Board of Trustees.  What’s the report? In … Continue reading

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“HAPPY BIRTHDAY” FROM SOCIAL SECURITY

THINKING RETIREMENT – ANDY LANDIS – There are numerous birthdays throughout your life that are significant Social Security milestones. Don’t overlook one or you might get short-changed. I’ll bet you anything you have a birthday sometime this year.  If you’re … Continue reading

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SOCIAL SECURITY, MARRIAGE AND DIVORCE

THINKING RETIREMENT – ANDY LANDIS – Marriage or divorce can have lifetime consequences for your Social Security and retirement finances.  Be sure you say “I know” before you say “I do” or “I’m done.” Marriage.  It’s a beautiful thing…except when … Continue reading

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HAPPY NEW YEAR FROM SOCIAL SECURITY

THINKING RETIREMENT – ANDY LANDIS-The new year brings a variety of changes and opportunities from Social Security, especially if you have a “Magic Birthday” in 2014.  Read on to learn the impact on your pocketbook. January news for everyone: Are … Continue reading

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SOCIAL SECURITY ADVANCED STRATEGIES; A CASE STUDY

THINKING RETIREMENT – ANDY LANDIS– A real-life case study illustrates three strategies for maximizing Social Security: delay, file and suspend, and spouse-only payments. True story, except the names are changed: I was wrapping up a client education event for a … Continue reading

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SOCIAL SECURITY FOR SAME-SEX COUPLES

THINKING RETIREMENT – ANDY LANDIS – When society changes, Social Security follows suit.  A recent Supreme Court ruling opened the door to Social Security spouse payments for same-sex couples.  SSA is developing policy to comply with the ruling. In order … Continue reading

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